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Location of a Percentile

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Question 1
Multiple Choice
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The table below shows the standard deviation of a set of 12 equity funds, ranked in ascending order:

Fund

Volatility (%)

Fund A

8.72

Fund B

9.41

Fund C

10.05

Fund D

10.63

Fund E

11.44

Fund F

12.20

Fund G

13.67

Fund H

14.12

Fund I

14.78

Fund J

15.31

Fund K

16.09

Fund L

17.43

What is the approximate value of the third quartile?

Explanation

To find the third quartile (Q3), which is the 75th percentile, use the formula for the location of a percentile:

L _{y} = (n+1) × ( \frac{y}{100} )

Here:

  • n=12 (number of funds)

  • y=75 (for the 75th percentile)

L _{25} = (12 + 1) × \frac{75}{100} = 13 × 0.75 =9.75

So, the third quartile lies between the 9th and 10th positions in the sorted list:

  • 9th = 14.78%

  • 10th = 15.31%

We interpolate between these two values:

Q3 = 14.78 + 0.75 × (15.31 − 14.78) = 14.78 + 0.3975 = 15.18%

So the value is closet to 15.31%.

Key takeaway:
When using percentiles or quartiles in ordered data, always:

  1. Use the percentile location formula.

  2. Interpolate between values if needed.

  3. Choose the closest option.

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