It is a violation of Standard VII(B), Reference to CFA Institute, the CFA Designation, and the CFA Program, to overstate the implications of the designation—such as claiming superior investment performance or predictive abilities. Simply appending “CFA” to one’s name or factually stating how the designation was earned is allowed, as long as it is not promotional or misleading.

Only those who have completed all three levels and met the work experience and membership requirements may use the CFA designation. However, it is acceptable under Standard VII(B) for candidates to state their current status in the CFA Program, such as “Level III candidate.” No partial designations or alterations of the CFA mark are allowed.

Standard VII(A) allows candidates to express critical opinions about the CFA Program, provided they do not disclose confidential exam content or engage in dishonest behavior. Vasquez’s comment, while frustrated and speculative, does not constitute a violation of Standard I(D) Misconduct since there is no evidence of deceit, fraud, or dishonesty.

Davis violated Standard VII(B) by stating that she "expects to pass" the Level II exam in June, which implies a future achievement and constitutes an improper reference to the CFA Program. Candidates may state their current status (e.g., “Level II candidate”), but may not make predictions or promises. Taylor, however, factually stated that he passed Levels I and II on his first attempt, which is permitted and not a violation.

Standard VII(A) prohibits disclosing confidential information about the CFA Program, including specific questions or topics from the exams. While general advice is permitted, discussing or revealing actual exam content, as Stephen Morano did, is a clear violation. Bridget and Jordan acted in ways that are consistent with the Standard.

Only individuals who are currently registered for an upcoming CFA exam may refer to themselves as a "CFA candidate." Lindsey McAdams is properly using the term as she is actively enrolled. Gerald Rook is not currently a candidate and may not use the designation. Nina Choi cannot use "CFA" after her name until she has been awarded the charter by fulfilling all requirements, including the work experience component.

According to Standard VII(B), individuals may describe their progress or eligibility in the CFA Program but must avoid using the CFA designation until officially awarded and must not imply that the charter guarantees superior performance. Statements that connect the CFA Charter to better investment results or professional success violate the Standards.

According to Standard VII(B), charterholders may not imply that the CFA designation guarantees superior abilities or performance. Statements that reference the rigor and ethical foundation of the program are appropriate, but claims of exceptional ability or investment results are not permitted.

Standard VII(A) prohibits disclosing or discussing any portion of the CFA exam content, even after the exam has concluded. This includes indicating which topics were or were not tested. Riley Thompson’s post reveals information that may compromise the integrity of the exam process. General commentary on exam difficulty or encouragement, without referencing content, is permissible.

To maintain active membership status, members must annually pay dues and submit a Professional Conduct Statement. However, there is no requirement to be employed full-time in the investment industry to retain membership. Employment status does not affect active membership eligibility.